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Insurance Repairs

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Expert Caravan Insurance Repairs

Having your caravan repaired after damage can be a hassle, but using your insurance can make the process smoother. Here’s what you need to know about insurance repairs for caravans:

  • Check your caravan insurance policy: The first step is to understand what your caravan insurance covers. Most comprehensive caravan insurance policies will cover damage caused by accidents, storms, hail, fire, theft, and vandalism. Review your policy documents (often called a Product Disclosure Statement or PDS) to see what is included.
  • Contact your insurer first: If your caravan needs repairs, contact your insurance company first. They will guide you through the claims process and likely assign you a claim number.
  • Option for repairer: Some insurers may have a network of approved repairers you can use. You can also inquire about using a preferred repairer.
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  • Repair process: The insurance company will typically arrange for an assessor to inspect the damage and provide an estimate for repairs. Once the insurer approves the repairs, the repairer can order parts and schedule the work.
  • Stay informed: Keep your insurance company updated on the progress of repairs and any questions you may have.

Here are some additional things to keep in mind:

  • Excess: You will likely need to pay an excess as outlined in your policy when making a claim.
  • Claims history: Filing a claim may affect your future insurance premiums.

By following these steps and understanding your policy, you can ensure a smooth insurance repair process for your caravan.